* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            background: #f8f9fa;
            overflow-x: hidden;
        }

        /* ================= HERO SECTION ================= */

        .faq-hero {
            position: relative;
            padding: clamp(80px, 15vh, 120px) 5%;
            background: #1E5FD8;
            overflow: hidden;
            text-align: center;
            padding-top: 6rem !important;
        }

        .hero-container {
            max-width: 1000px;
            margin: 0 auto;
            position: relative;
            z-index: 1;
        }

        .hero-label {
            display: inline-block;
            color: white;
            font-size: clamp(13px, 1.5vw, 15px);
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 2px;
            margin-bottom: 20px;
            padding: 8px 22px;
            background: rgba(255, 255, 255, 0.15);
            border-radius: 6px;
            border: 1px solid rgba(255, 255, 255, 0.3);
        }

        .hero-subtitle {
            color: rgba(255, 255, 255, 0.95);
            font-size: clamp(16px, 2vw, 20px);
            line-height: 1.6;
            max-width: 800px;
            margin: 0 auto;
        }

        /* ================= FAQ SECTION ================= */

        .faq-section {
            padding: clamp(60px, 12vh, 100px) 5%;
            background: #ffffff;
        }

        .faq-container {
            max-width: 1000px;
            margin: 0 auto;
        }

        .faq-intro {
            text-align: center;
            margin-bottom: clamp(50px, 10vh, 70px);
        }

        .faq-intro-text {
            color: #495057;
            font-size: clamp(16px, 2vw, 18px);
            line-height: 1.7;
            max-width: 800px;
            margin: 0 auto;
        }

        /* FAQ Items */
        .faq-list {
            display: grid;
            gap: clamp(15px, 2.5vw, 20px);
        }

        .faq-item {
            background: #ffffff;
            border-radius: 12px;
            border: 1px solid #e0e0e0;
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
            overflow: hidden;
            transition: all 0.3s ease;
        }

        .faq-item:hover {
            box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
            border-color: #1E5FD8;
        }

        .faq-item.active {
            border-color: #1E5FD8;
            box-shadow: 0 6px 20px rgba(30, 95, 216, 0.15);
        }

        .faq-question {
            padding: clamp(18px, 3vw, 25px);
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            gap: 20px;
            transition: all 0.3s ease;
        }

        .faq-question:hover {
            background: #f8f9fa;
        }

        .faq-number {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 32px;
            height: 32px;
            background: #1E5FD8;
            color: white;
            border-radius: 50%;
            font-weight: 700;
            font-size: clamp(13px, 1.5vw, 15px);
            flex-shrink: 0;
        }

        .faq-question-text {
            flex: 1;
            color: #0B2C6B;
            font-size: clamp(15px, 1.9vw, 18px);
            font-weight: 600;
            line-height: 1.5;
        }

        .faq-toggle {
            width: 28px;
            height: 28px;
            background: #f8f9fa;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 18px;
            font-weight: 700;
            color: #1E5FD8;
            flex-shrink: 0;
            transition: all 0.3s ease;
        }

        .faq-item.active .faq-toggle {
            background: #1E5FD8;
            color: white;
            transform: rotate(45deg);
        }

        .faq-answer {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.4s ease, padding 0.4s ease;
        }

        .faq-item.active .faq-answer {
            max-height: 1000px;
        }

        .faq-answer-content {
            padding: 0 clamp(18px, 3vw, 25px) clamp(18px, 3vw, 25px);
            color: #495057;
            font-size: clamp(15px, 1.7vw, 17px);
            line-height: 1.8;
        }

        .faq-answer-content p {
            margin-bottom: 12px;
        }

        .faq-answer-content p:last-child {
            margin-bottom: 0;
        }

        .faq-answer-content ul {
            list-style: none;
            margin-top: 12px;
            padding-left: 0;
        }

        .faq-answer-content ul li {
            padding: 8px 0 8px 25px;
            position: relative;
        }

        .faq-answer-content ul li::before {
            content: '•';
            position: absolute;
            left: 0;
            color: #1E5FD8;
            font-size: 20px;
            font-weight: 700;
        }

        /* Category Headers */
        .category-header {
            margin-top: clamp(40px, 8vh, 60px);
            margin-bottom: clamp(20px, 4vh, 30px);
            text-align: center;
        }

        .category-header:first-child {
            margin-top: 0;
        }

        .category-title {
            color: #0B2C6B;
            font-size: clamp(22px, 3vw, 28px);
            font-weight: 700;
            display: inline-block;
            padding-bottom: 10px;
            border-bottom: 3px solid #1E5FD8;
        }

        /* ================= CTA SECTION ================= */

        .faq-cta {
            margin-top: clamp(60px, 12vh, 80px);
            text-align: center;
            padding: clamp(40px, 7vh, 60px);
            background: #f8f9fa;
            border-radius: 12px;
            border: 2px solid #e0e0e0;
        }

        .cta-heading {
            color: #0B2C6B;
            font-size: clamp(24px, 3.5vw, 32px);
            font-weight: 700;
            margin-bottom: 15px;
        }

        .cta-text {
            color: #495057;
            font-size: clamp(15px, 1.8vw, 18px);
            margin-bottom: 30px;
            max-width: 700px;
            margin-left: auto;
            margin-right: auto;
        }

        .cta-buttons {
            display: flex;
            gap: 15px;
            justify-content: center;
            flex-wrap: wrap;
        }

        .cta-btn {
            padding: clamp(12px, 1.8vh, 14px) clamp(24px, 3.5vw, 30px);
            border-radius: 25px;
            text-decoration: none;
            font-weight: 700;
            font-size: clamp(14px, 1.6vw, 16px);
            letter-spacing: 0.3px;
            display: inline-flex;
            align-items: center;
            gap: 8px;
            cursor: pointer;
            transition: all 0.3s ease;
            border: none;
        }

        .cta-btn-primary {
            background: #1E5FD8;
            color: white;
            box-shadow: 0 4px 12px rgba(30, 95, 216, 0.3);
        }

        .cta-btn-primary:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 20px rgba(30, 95, 216, 0.4);
            background: #0B2C6B;
        }

        .cta-btn-primary::after {
            content: '→';
            font-size: 1.1em;
            transition: transform 0.3s ease;
        }

        .cta-btn-primary:hover::after {
            transform: translateX(4px);
        }

        .cta-btn-secondary {
            background: white;
            color: #1E5FD8;
            border: 2px solid #1E5FD8;
        }

        .cta-btn-secondary:hover {
            background: #1E5FD8;
            color: white;
            transform: translateY(-3px);
        }

        .cta-btn-secondary::before {
            content: '📧';
            font-size: 1em;
        }

        /* Footer Info */
        .faq-footer {
            margin-top: clamp(40px, 8vh, 60px);
            text-align: center;
            padding: clamp(30px, 5vh, 40px);
            background: #1E5FD8;
            border-radius: 12px;
        }

        .footer-company {
            color: white;
            font-size: clamp(22px, 3vw, 28px);
            font-weight: 700;
            margin-bottom: 8px;
        }

        .footer-tagline {
            color: rgba(255, 255, 255, 0.9);
            font-size: clamp(15px, 1.8vw, 17px);
            font-weight: 500;
        }

        /* ================= RESPONSIVE ================= */

        @media screen and (max-width: 640px) {

            .faq-hero,
            .faq-section {
                padding: clamp(40px, 10vh, 60px) 5%;
            }

            .faq-question {
                flex-direction: column;
                align-items: flex-start;
                gap: 12px;
            }

            .faq-toggle {
                align-self: flex-end;
            }

            .cta-buttons {
                flex-direction: column;
                gap: 12px;
            }

            .cta-btn {
                width: 100%;
                justify-content: center;
            }
        }